So you entered keyword no examination life insurance and now you are being offered a big number of options. 10 year term life, 15, 20 30 or even 40 years. Convertible term, not convertible term... We have found that, the most popular, no examination time period life insurance plan, is the 10 year term strategy (most likely because it quotes the lowest). Be careful with the no examination time period life insurance plans as they might not be convertible and once the time period is over...well..it is over!